Upgrade your lifestyle by changing how you pay for your car

Innovated Leasing offers novated leasing solutions that free-up your money, giving you the choice to do more, see more and have more.

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Top employers who have trusted us with their novated leasing needs

Upgrade your lifestyle

Do more, see more, have more

While car loans, mortgage drawdowns, and cash are common ways to buy a car, novated leasing stands out as the only option designed by the Government to benefit you.

Free-up money

Increase your salary package by an average of 15%. Simply pay for your car and car expenses directly from your pre-tax salary and get lower prices, don’t pay GST and save on income tax.

Get more choices

How will you use your savings? Pay for an annual family holiday, reduce your mortgage, renovate your kitchen, add to your super, travel overseas, grow your family or something else?

Upgrade your car

Pay less for a new car

For almost 40 years, hundreds of thousands of employees have benefitted from the cost savings from novated leasing that Innovated Leasing provides. Now it's you're turn.

Afford brand new

New cars are now more affordable, because of the lower purchase price and no GST, which also applies to your running expenses, paid largely, if not entirely, pre-tax.
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Novated leasing can also pay for used cars as well as the car you already own or are paying off.

Reduce and simplify costs

Your car expenses are calculated and divided into a fixed amount that is deducted from each pay. Innovated Leasing then pay for all your vehicle expenses on your behalf.

How it works

How you save with novated leasing

Without a novated lease

Your pay

Your employer calculates your pay just like they normally do.

Pay more income tax

Like most employees, you pay tax on the full amount of your pay.

Take home pay is less

Your take home pay is reduced by the amount of income tax you pay.

Pay for car

You then use what is remaining to pay the normal price for your car and car expenses.

With a novated lease

Your pay

Your employer calculates your pay just like they normally do.

Pay less for your car

Pay for your car at wholesale price, without any GST. You also pay for most of your car expenses including fuel, tyres, servicing, insurance and registration.

Pay less income tax

Paying for your car directly from your pay pre-tax reduces your taxable income which reduces the income tax you pay.

Take home pay

By paying less for your car and reducing income tax, you free up more of your hard-earned money, giving you the choice to do more, see more and have more.

. . and all your car expenses are paid on your behalf. It feels like you own the car without having to pay for it

Example

Mazda CX-5 Maxx Sport AWD

Purchase Price of $36,000
Travelling average 20,000 kms/annum
3 year lease period
*Annual income of $60,000

Savings

Purchase discount

$4,050

GST saving on purchase price

$3,066

Annual GST saving ($867 x 3 years)

$2,601

Annual tax saving* ($3,861 x 3 years)

$11,583

Total savings over 3 years ($7,100/year)

$21,300

So, how will you use your savings? Will you...

Pay for a family holiday evey year

Reduce your mortgage

Pay for the kitchen/bathroom renovation

Increase your super

Take that overseas trip

"The biggest benefit for me is the security Innovated Leasing provides, knowing that unexpected car expenses won't disrupt our family budget."

Sarah Parsons

Benefitting since 2014

Customer voices

Hear from some of the employees we’ve helped to upgrade their lifestyle as well as their car.

"Your professionalism has been exceptional, always returning calls promptly. Clear instructions from Innovated Leasing made the process smooth. Thank you!"

Leanne

"Innovated Leasing was exceptionally helpful, addressing my emails and calls promptly. Their focus made the process smooth. Thank you!"

Fiona

"Thank you for helping me with the purchase of the car. It has given me back a little of my self-worth."

Cheryl

"Your personal patience and guidance through the process was second to none: professional, responsive, understanding, guiding, and timely."

Vesna

"I have nothing but praise for the service that I have received. Information and communication was first class."

Michael